If you were injured on the job or you are suffering from a work-related disease / illness, you may need to file a workers’ compensation claim. Doing so, however, can be difficult if you are not familiar with the language used in these claims. Below, we define some of the most common terms you’re likely to see on your workers’ compensation claim.
- ADW: Average Daily Wage
Your average daily wage is a calculation of your average daily earnings. If you are injured on the job, your ADW may be used to determine whether or not you are eligible for wage loss benefits.
- AWW: Average Weekly Wage
The AWW indicates your average earnings, by week, over a fixed period of time. This average is then used to help calculate the amount of wage loss benefits you’re entitled to for your work injury.
- SAWW: Statewide Average Weekly Wage
The average wages paid to workers in a particular jurisdiction, over a set period of time, is referred to as SAWW. This calculation is used to determine the minimum and maximum amount of workers’ compensation benefits allotted to an employee who is injured on the job.
- PTD: Permanent Total Disability
An employee who is permanently and totally disabled from ever working again will be eligible for PTD benefits.
- TTD: Temporary Total Disability
An employee whose injuries result in a total inability to work for a period of time will be eligible for TTD benefits. These benefits are temporary and will expire as soon as the disability is no longer an issue and the employee can safely return to work.
- TPD: Temporary Partial Disability
An employee who is injured on the job but still able to work despite the injury may be eligible for TPD benefits. These benefits are made available to the employee for a limited amount of time and are provided under the assumption that the employee will make a full recovery and return to work without experiencing a loss of wages.